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PayPal’s “super app”

All you need to know about PayPal’s “super app”

PayPal’s “super app” is now code-complete and set to roll out soon, as announced during the company’s second-quarter earnings call.

According to PayPal CEO Dan Schulman, the initial version of PayPal’s new consumer digital wallet app is now “code complete” and the company is preparing to slowly ramp up. Over the next several months, PayPal expects to be fully ramped up in the U.S.

The app will feature early direct deposit, check cashing, high yield savings, budgeting tools, improved bill pay, subscription management, buy now – pay later functionality, mobile commerce, and person-to-person messaging features. 

PayPal’s “super app” will also offer additional crypto functionalities, though they were not detailed during the call. However, the company increased in July the crypto purchase limit from $20,000 to $100,000 for eligible PayPal customers in the U.S., with no annual purchase limit.

The digital wallet app will also be personalized to each end user. This will be done using both artificial intelligence and machine learning capabilities to “enhance each customer’s experiences and opportunities,” said Schulman.


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